Lipertis Insurance Consultants
Family walking on the Cyprus coast at sunset

Personal advice · Limassol, Cyprus

Protect today.
Plan tomorrow.
Live with confidence.

Personal insurance and financial planning designed around your life, your family and your future.

Our philosophy

More than insurance.
A plan for the life ahead.

Good financial planning should feel simple, personal and clear. We take the time to understand your family, responsibilities and future goals before recommending a solution.

Whether you are protecting income, planning for retirement, preparing for your children’s education or building long-term savings, our role is to help you understand your options and make informed decisions.

Discover our approach
Graduate with proud parents

Education savings

Give their future a head start.

University may feel far away today. But starting early can make tomorrow easier. A dedicated education savings plan may help family members gradually build toward future study costs.

The Horizon education-focused savings plan lists entry ages from 2–65 and a term between 10 and 25 years. Terms, charges and investment risk apply.

Start planning for their future

Investment funds

Grow your wealth with purpose.

Different investors have different risk levels and time horizons. The Growth Fund is described as a high-risk fund for investors seeking higher long-term growth.

June
2026
  • 62.72% Foreign equities
  • 18.45% Foreign bonds
  • 15.17% Cash / equivalents
  • 3.66% Property
Discuss investment options
Investment allocation review

Past performance is not a reliable indicator of future results. Investment values can rise or fall and capital is at risk.

Did you know?

Life insurance may also provide tax benefits.

Qualifying life-insurance premiums may reduce taxable income in Cyprus, subject to applicable conditions, limits and individual circumstances.

Taxable income€40,000
1/5 overall deduction limit€8,000

Life-insurance premiums sit within a broader category of qualifying deductions. Tax rules and personal circumstances vary. Confirm your position with a qualified tax adviser.

Request a tax & policy review

How we work

Advice built around you.

01 — Assess

We understand your life.

Your family, income, responsibilities, goals and current protection.

02 — Build

We create the right structure.

A tailored combination of protection, savings and long-term planning.

03 — Review

We keep your plan relevant.

Life changes. Your financial plan should change with it.

Personal financial planning consultation

Already insured?

Your old plan may not match your life today.

Income changesFamilies growLoans changeGoals evolve

A policy review can help determine whether your existing protection still reflects your current needs.

Book a policy review
“Good advice should leave you feeling clearer, not more confused.”

Our goal is to make financial protection and planning easier to understand so you can make decisions with confidence.

A conversation is the easiest place to start

Let’s talk about your future.

+357 99624027 Limassol, Cyprus
Request a consultation